What to Know About Filing a Roof Damage Insurance Claim
When severe hail damage destroys your roof, the first step you will face is filing a roof damage insurance claim. This process can feel overwhelming–between inspections, paperwork, and dealing with the insurance adjuster, it’s easy to miss important details that affect your settlement.
As professional roofing contractors, we don’t just replace roofs; we also help homeowners navigate the insurance process. With the right guidance, you can avoid common pitfalls, get the coverage you deserve, and restore your home with confidence.
A roof damage insurance claim is a request you file with your insurance company after hail, wind, or storm damage impacts your home. Simply put, the goal is to receive funds to repair or replace your roof and restore your home to its pre-storm condition.
While only licensed adjusters or attorneys can legally negotiate with your insurance company, we play a vital role to help you avoid pitfalls and reach a settlement that is in your best interest.
Here’s what we do:
Understanding your policy is the first and most important step. With a quick review, we can recommend the best course of action to position you for the best outcome.
We use precise arial measurements, drones, AI, and master level climbers to gather photos, videos, and generate reports.
By using industry standard software and ethics, we can generate the most accurate and current fair market value of your home repairs.
Working directly with a field or desk adjuster, we go through your property with a fine tooth comb so that nothing is overlooked.
From endorsing a check with your mortgage company or contacting your HOA, we’ll guide you through every step to ensure you won’t make any mistakes.
Many homeowners assume the process is simple: file a claim, wait for an approval, and get a check in the mail. Unfortunately, it doesn’t always work out that way. Here are four reasons why roof damage insurance claims often require a little extra help:
Insurance estimates often use the lowest possible repair costs, which may not match real-world construction expenses. With us by your side, you won’t have to worry about covering the difference.
Terms like “replacement cost value” and “depreciation” can be confusing. We’ll guide you step by step through the process and explain these terms and how they affect your settlement.
Managing phone calls, paperwork, and inspections can feel like a second job. At Final Cut, we completely take over all of the hassle and juggling act and execute every step with a progress tracker so you can follow along and see what’s happening in real time.
At Final Cut, we understand that choosing the right contractor is not only challenging but it’s also the first and most important decision you will make during your roof damage insurance claim process.
We’re committed to building trust every step of the way by:
There is no pressure for you to sign anything. And since there’s nothing to sign, there’s no obligation, no hidden fees, and no pressure for you to proceed if you don’t feel comfortable. Our service is complete free.
We get paid when you get paid. There will be no request for payment until the job is done, has passed city inspection, and you are 100% satisfied.
We’ll quickly work to cover affected areas to prevent the damage from getting worse. This allows us to slow things down so you relax and make smart decisions on how to proceed.
“Final Cut Roofing takes what could potentially be a highly stressful situation and removes that from your plate by handling all the details. While I know they were juggling multiple other projects at the same time, they always had a way of making you feel like you were their only or most important client. That’s a really nice feeling to have when dealing with something as financially important as major home improvements.”
Amy H. on Yelp.com
At Final Cut, we’re obsessed with exceeding your expectations.
While our competitors deploy high pressure used car salesmen tactics to bully you to sign contracts that are not legally enforceable, we provide our roof damage insurance claim support completely free with nothing to sign and no obligation.
Even if we help you collect a settlement, if at any time and for any reason, you are not comfortable with the process, you can simply walk away with no penalties and no hidden fees.
We believe roofing contractors must work hard (and for free) to earn your trust and your business. We would not have it any other way.
Got more questions? Check out the FAQs below or give us a call at 972-777-0350. We’re here to help.
At Final Cut, we are dedicated to providing you with the highest quality service, inside and out.
Let us help you repair your roof. Get started with us today and schedule your free consultation.
In the state of Texas, you have 1 year (365 days) from the date of loss to file your claim and collect all of your insurance proceeds.
You have to file your claim within the 1 year deadline. However, once you file your claim you can file for an extension to complete the claim process. If you file for an extension, get it in writing!
We’re very sorry if you’re dealing with this situation but don’t worry. We can help! We can file an extension and submit a supplement claim. In some cases, we may request a re-inspection with a different adjuster. You have options.
No. We’re grateful to earn your trust and your business. We’re happy to provide you with a free, no obligation, estimate. You can still hire us to contact your insurance for free even after we provide an estimate.
Yes! We offer flexible payments, zero interest, and no credit check. You can finance a portion of the project or all of it. It’s all up to you.
