Insurance Assistance
What is insurance assistance?
Filing an insurance claim is the single most important step that an insured property owner will take following a natural disaster. Our track records proves that customers that utilize our extensive experience in the insurance claims handing process receive a higher settlement from their insurance company. We work with all insurance carriers, and have even been recommended by some of the biggest names such as State Farm, Allstate, Farmers, Travelers, Nationwide, and Hartford.
We will fight on your behalf to ensure that you will collect the money that you deserve, and that you are legally entitled to. As licensed insurance adjusters, we follow strict laws and guidelines specifically outlined by the Texas Department of Insurance
Our Insurance Assistance Service is a valuable yet very simple three step process:
2 Day Process:
Step#1
We will inspect the property and qualify the roof, and all damages on your property, to be eligible for replacement through insurance proceeds.
Step#2
Prepare necessary paper work which includes an Itemized List of Lost for you insurance company. We’ll even file your claim for you once we have established our readiness to respond to your insurance company.
Step#3
Schedule to meet your insurance adjuster and to negotiate the highest Replacement Cost Value (RCV) possible and to settle within a reasonable amount that would be of best interest to you.
What happens next?
3 to 5 Day Process:
Your insurance adjuster will collect our data, and the data that he/she collects while on the field, and submit that information to the underwriters.
You will then receive paper work from your insurance company to review with your contractor to compare to the original Itemized List of Loss.
Once verifying your paper work, you can then select your roofing products, shingle color, and schedule the work to be completed.
But what if I’ve already received my settlement?
Is it too late? Can Final Cut still help me?
Don’t worry. It’s never too late for Final Cut to come to the rescue. If you’ve already received your settlement from your insurance company, and you don’t feel that you’ve received a fair settlement, we can still help. We are experts in the insurance claims handling process. There could be many reasons why the numbers are not adding up on your settlement paper work. Here is a list of common issues that we identify and correct on a regular basis:
-Home owner is misreading paper work
-Home owner was unaware and purchased a bad policy with low coverage
-Adjuster mis-measured
-Adjuster did not input correct measurements or up to date current market value numbers
-The price of roofing materials or cost of roofing labor went up
-Adjuster measured the roof of the wrong property
-Adjuster paid for the wrong grade of shingles
-Additional damage such as a leak occurred that was from the same storm but was filed under a new claim
-The adjuster did not thoroughly pay for every damaged item on the property such as roofing accessories, gutters, shed, unattached garage, etc.
Give us a phone call today and our friendly staff will walk you through the process of our Insurance Assistance Service. We’ll review your paper work and conduct a very thorough investigation. With your authorization, we can contact your insurance company, represent you all while looking out for your best interest. After negotiation, we will not settle with your insurance company without your prior consent so that you are completely aware that you have received a settlement that is in your best interest. We know the law, and we know your rights. We have the technology and the resources to guarantee you the highest settlement in your insurance claim process.